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We are an  independent, full service MN insurance agency working hard to provide low rates and great service to Minnesota motorcycle owners. We are an “independent” agency and work with the top rated insurance companies to find the very best coverage and rates for your Minnesota motorcycle.

We represent the top-rated motorcycle insurance companies licensed in Minnesota.  We will help you find great insurance coverage for your Minnesota motorcycle at the lowest rates possible.

More facts about Motorcycle Insurance in Minnesota

Finding the best coverage

Choosing the right Minnesota motorcycle insurance policy is much like choosing the right bike. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional.

Liability coverage in Minnesota

Liability insurance covers bodily injury and property damage that you may cause to other people involved in an accident. It doesn't cover you or your motorcycle. Find out if your coverage includes Guest Passenger Liability, which provides protection in the event that a passenger is injured on the motorcycle.

Collision coverage

Collision insurance covers damage to your motorcycle if you are involved in an accident. Your insurance company pays for damages, minus your deductible, caused when you collide with another vehicle or object.

Comprehensive coverage

Comprehensive coverage pays for damages caused by an event other than a collision, such as fire, theft or vandalism. However, just like collision coverage, your insurance company will pay for damages, minus your deductible, and cover only the book value of the motorcycle.

Uninsured motorist coverage

Uninsured motorist coverage pays for medical treatment, lost wages and other damages if a driver who has no insurance hits you. If your uninsured motorist coverage includes property damage, then your cycle would also be covered under the same circumstances.